Watch Larry being interviewed by WTAE Channel 4
Latest
News 2009:
The floods that
hit Western Pennsylvania in mid June have underscored what
we have been saying for years - that everybody is in a flood zone.
We can't emphasize how important it is that you consider adding
flood insurance to your insurance portfolio. If you are in a
preferred zone, these start at only $144 per year. So many people
who were flooded, who never thought they would be flooded, realized
after the fact that homeowner's insurance does not cover flooding
exposures. So we are recommending to everybody that they go ahead
and purchase the flood insurance. This includes both our personal
lines clients and our business clients. It's simply not worth the
potential devastation, again should it happen. And speaking of that,
many experts are saying that we are going to see more of this in the
future. With climate change, we're going to see more of these
intense rain storms, more intense snow storms with spring melt-off,
all which are going to contribute to extensive flooding in the
future. Get your flood insurance now and don't let this happen to
you again.
Many of you have
asked for it - now we have it. We are now affiliated with
Aflac Inc. Because of their specialty type coverages, we felt it
best to have a specialty agent. Therefore, we are welcoming Joy
Grube as our Aflac specialist. Joy has extensive experience with
Aflac and is very familiar with their products. A number of which
can be purchased on an individual basis, but we also have a number
of group plans available for the various businesses that we insure.
Joy looks forward to serving your needs with Aflac's valuable
products.
Erie Insurance has
once again been named by J.D. Power and Associates as
"Highest in Customer Satisfaction with the Auto Insurance Shopping
Experience."
That through our affiliation with Vance Roy & Associates PC,
we now offer complete tax services. These are done by qualified
CPA professionals affiliated with our agency. Simple returns start
as low as $175. You will find this rate to be comparable to or
actually better than the major national tax preparation services.
Again, these are done by professional CPA's.
We now also
represent Greater Beneficial Union. They have an excellent
life portfolio, particularly a life policy for small children. You
can purchase a $15,000 term to age 25 policy for only $25 per year
and a $30,000 policy for only $45 per year. Simple
underwriting. Please call if you'd like an application.
-Larry
New and exciting products:
We now offer wedding insurance. Travelers has an
excellent policy to help protect against the financial losses that
could happen with a situation relating to your wedding. This is very
affordable and with wedding season coming up, it might be a good
time to take a look at it.
We now have auto warranty coverage through Mercury Insurance.
This is mechanical breakdown coverage from Mercury Insurance. It's
available regardless of what carrier you have for your personal auto
insurance. It has a low deductible and is very affordable, typically
1/3 less than the other national brands. This is also referred to as
extended warranty coverage. There is no limit on the number of
claims that can be filed and all claims are handled by in-house AMI
staff, not third party administrators. If you would like a quote on
your vehicle, please give us a call or email us through the website.
We would love the opportunity to provide this coverage to you.
Looking for a safe
place for your money with good returns? Consider a GBU
tax-deferred annuity. We are currently offering 5.6% first year with
a floating renewal rate each year thereafter. This product is very
nice for safe investing. It has relatively low start up amounts and
can build a significant nest egg in the future. For example, $2,000
a year in an annuity at 5.6% would give you just under $78,000 in 20
years. This could be a tremendous help in building a nest egg. We
have many options available. Please call us and we'll be glad to
provide you with more information.
Consider adding
the following insurance for your home:
Mine Subsidence Insurance,
(a substantial portion of Western PA has been undermined and
a standard homeowners policy does not cover this peril),
Earthquake coverage, sink hole coverage, flood coverage.
Consider adding our Sewer & Drain Rider
that also gives you many other increased coverages. (And it's cheap).
Consider adding an Umbrella policy.
Everybody wants to sue today. An umbrella policy will help insulate
you if the unthinkable happens.
The
latest in Auto Insurance:
Erie
has two new endorsements;
the first is a great deal at $30. It reduces your collision deductible
every year you go without an at fault accident.* I just added
this to my policy. The second option is new car replacement within
the first two years. In short, if you total your car and it is less
than two years old Erie will replace it with a
new
one.
Average cost for this rider is $80 to $100.
Travelers
is
also offering similar options. Please call or email if
you would like more information on these or any other options I
have discussed.
Life and
Disability Insurance News:
The following companies have recently lowered their
term life rates. Please call for a new quote. We'd be glad to
assist you. Banner Life, GenWorth, Prudential, and ING
We now also represent John Hancock. They have an
excellent universal life product with very competitive rates.
Disability Insurance,
pretty much all of you should have it. Your ability to make a living
is your most critical asset. We offer disability from the major
carriers and would like to quote you.
Thanks for allowing me to serve as your agent, remember, every day
is a
gift.
-Larry
Our Promise to
you
We live and do business by the Golden Rule. At The
Larry George Agency, Inc., we
treat our customers, our agents and each other as we wish to be
treated - fairly, with kindness and professionalism. You have our
word.