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Parents, you must insist that your teen driver watch this:

 

Watch Larry being interviewed by WTAE Channel 4

Latest News 2009:

The floods that hit Western Pennsylvania in mid June have underscored what we have been saying for years - that everybody is in a flood zone. We can't emphasize how important it is that you consider adding flood insurance to your insurance portfolio. If you are in a preferred zone, these start at only $144 per year. So many people who were flooded, who never thought they would be flooded, realized after the fact that homeowner's insurance does not cover flooding exposures. So we are recommending to everybody that they go ahead and purchase the flood insurance. This includes both our personal lines clients and our business clients. It's simply not worth the potential devastation, again should it happen. And speaking of that, many experts are saying that we are going to see more of this in the future. With climate change, we're going to see more of these intense rain storms, more intense snow storms with spring melt-off, all which are going to contribute to extensive flooding in the future. Get your flood insurance now and don't let this happen to you again.

Many of you have asked for it - now we have it. We are now affiliated with Aflac Inc. Because of their specialty type coverages, we felt it best to have a specialty agent. Therefore, we are welcoming Joy Grube as our Aflac specialist. Joy has extensive experience with Aflac and is very familiar with their products. A number of which can be purchased on an individual basis, but we also have a number of group plans available for the various businesses that we insure. Joy looks forward to serving your needs with Aflac's valuable products.

Erie Insurance has once again been named by J.D. Power and Associates as "Highest in Customer Satisfaction with the Auto Insurance Shopping Experience."

That through our affiliation with Vance Roy & Associates PC, we now offer complete tax services. These are done by qualified CPA professionals affiliated with our agency.  Simple returns start as low as $175. You will find this rate to be comparable to or actually better than the major national tax preparation services. Again, these are done by professional CPA's.

We now also represent Greater Beneficial Union. They have an excellent life portfolio, particularly a life policy for small children. You can purchase a $15,000 term to age 25 policy for only $25 per year and a $30,000 policy for only $45 per year. Simple underwriting. Please call if you'd like an application.

-Larry

 

New and exciting products:

We now offer wedding insurance. Travelers has an excellent policy to help protect against the financial losses that could happen with a situation relating to your wedding. This is very affordable and with wedding season coming up, it might be a good time to take a look at it.

We now have auto warranty coverage through Mercury Insurance. This is mechanical breakdown coverage from Mercury Insurance. It's available regardless of what carrier you have for your personal auto insurance. It has a low deductible and is very affordable, typically 1/3 less than the other national brands. This is also referred to as extended warranty coverage. There is no limit on the number of claims that can be filed and all claims are handled by in-house AMI staff, not third party administrators. If you would like a quote on your vehicle, please give us a call or email us through the website. We would love the opportunity to provide this coverage to you.

Looking for a safe place for your money with good returns? Consider a GBU tax-deferred annuity. We are currently offering 5.6% first year with a floating renewal rate each year thereafter. This product is very nice for safe investing. It has relatively low start up amounts and can build a significant nest egg in the future. For example, $2,000 a year in an annuity at 5.6% would give you just under $78,000 in 20 years. This could be a tremendous help in building a nest egg. We have many options available. Please call us and we'll be glad to provide you with more information.

 

Consider adding the following insurance for your home:

Mine Subsidence Insurance, (a substantial portion of Western PA has been undermined and a standard homeowners policy does not cover this peril),

Earthquake coverage, sink hole coverage, flood coverage.

Consider adding our Sewer & Drain Rider that also gives you many other increased coverages. (And it's cheap).

Consider adding an Umbrella policy. Everybody wants to sue today. An umbrella policy will help insulate you if the unthinkable happens.

 

The latest in Auto Insurance:

Erie has two new endorsements; the first is a great deal at $30. It reduces your collision deductible every year you go without an at fault accident.* I just added this to my policy. The second option is new car replacement within the first two years. In short, if you total your car and it is less than two years old Erie will replace it with a new one. Average cost for this rider is $80 to $100.

Travelers is also offering similar options. Please call or email if you would like more information on these or any other options I have discussed.

 

Life and Disability Insurance News:

The following companies have recently lowered their term life rates. Please call for a new quote. We'd be glad to assist you. Banner Life, GenWorth, Prudential, and ING

We now also represent John Hancock. They have an excellent universal life product with very competitive rates.

Disability Insurance, pretty much all of you should have it. Your ability to make a living is your most critical asset. We offer disability from the major carriers and would like to quote you.

Thanks for allowing me to serve as your agent, remember, every day is a gift.

-Larry


Our Promise to you

We live and do business by the Golden Rule. At The
Larry George Agency, Inc., we treat our customers, our agents and each other as we wish to be treated - fairly, with kindness and professionalism. You have our word.


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